Showing posts with label personal finance. Show all posts
Showing posts with label personal finance. Show all posts

Saturday, June 4, 2022

How Did COVID-19 Affect Your Personal Life?

Do you remember how your life was initially impacted by the COVID-19 crisis? We are living through the toughest times in history. One of the worst global pandemics we ever had to face as a nation was COVID-19 and learning how to survive during such a stressful crisis.

Business owners also had to face the heat of the crisis. Within a short amount of time, COVID-19 had negatively impacted almost all business sectors, crashing their economic growth. The crisis affected so many millions of people emotionally and also harmed their means of employment and transportation.

Another issue that we’re still dealing with is the constant skyrocketing fuel prices, which is a major consideration for me considering I’m in the process of purchasing a new Honda Accord. WTOP News reported last year that COVID-19 had driven gas and oil prices to their highest in 7 years! Industry analysts also stated these prices could go higher since there is an imbalance between supply and demand due to COVID-19. Unfortunately for us vehicle owners, high gas prices from last year will continue to hit record highs this year.

Buying a car is an exciting experience for me but I’m also concerned with various aspects that are involved in the process. A car purchase is a major investment that involves tons of research on car options, car quality and features, realistic financing options, negotiating a fair price, and taking precautions.

I came across the perfect Honda Accord that I would love to own, but I wanted assurance that owning this new vehicle is a good fit for my overall budget. I have the convenience to use which comes in handy for my decision-making and financial calculations. The calculating tool is super easy to use and ideal to estimate my payments for a new vehicle, trade-ins, or no trade-ins.

I’m impressed with this site because it provides features that facilitate specific calculations, giving me the filled-in calculated results. An online tool that provides instant results is a simpler alternative for me to calculate payments instead of inaccurately doing calculations on paper.

With the increasing fuel costs, I also have the advantage to calculate my annual fuel budget using the Gas Budget Calculator. The instant result I get is based on certain factors such as the vehicle I’m driving, the number of miles I drive per month, and the price I pay for a gallon of gasoline. is a unique site that I can use long-term to determine how much money I can save on fuel and calculate a car price for monthly payments.

Another impressive feature that I enjoyed using on the site is the Car Arcade, where I get to explore a variety of free online driving games. I loved playing the Apple and Onion Cat Rescue, Go Chicken Go, and Cars Lightning Speed. When I’m in the mood and want to pass the time, I can enjoy gaming using the Car Arcade. It's innovatively designed with tons of cool road-type games that are entertaining and easy to access.

Friday, November 19, 2021

Work From Home: Here's How To Increase Google Page Rank

Do you work from home as a blogger? Since there are thousands of websites on the Internet, knowing how to increase your Google page rank will help your website stand out from the competition.

All websites need a significant amount of traffic each month to be successful. Using professional services or finding time to promote are options to make your site more visible in the eyes of the Google search engine.

Obtaining links from authority sites, which are large sites with a PR4 or above that provide quality information about a specific niche, are the best links you can get. They will greatly assist you in increasing your web page's ranking in the Search Engines.

There are practical techniques that you can use to make your site more established on the Internet and also to increase the flow of your traffic. Below are some of the best, proven techniques of how to increase your Google page rank:

1. Purchase a domain name with relevant keywords that pertain to the topic of your website.

2. Research keywords that are relevant to the content of the site.

3. Build online networks by joining social networking services and forums.

4. Create unique content each week that online visitors will enjoy reading

5. Track the statistics of your blog by installing Google Analytics.

6. Submit the url of your website to RSS feed directories.

7. Utilize SEO Techniques.

How To Use SEO To Increase Google Page Rank

Search Engine Optimization is still a popular method used by website owners. This strategy enables the website to rank better in the organic results of search engines. SEO is a unique technique that must be executed properly in order to increase the visibility of a website in the search engines. There are general rules to follow when you need to optimize the content of your website.

Internet users type keywords into search engines when they are looking for a particular service, product or information. Therefore, Google keyword research is an important step when you are optimizing copy on the website. These keywords should be related to information on the site. The title tag, description meta tag, image tags, etc. should include your keywords.

Keywords are also used naturally throughout the content of a website. While visitors are reading information on your site, they might feel annoyed if you repeatedly use the same words. Place specific keywords in the title and at the beginning of a sentence in the first paragraph. Keyword variations should also be used in the remaining paragraphs.

When Internet users type keywords or phrases into the search engines, there is a good chance your site will be found. Search Engine Optimization does not give you overnight results to improve your Google page rank. However, when the technique is used correctly and consistently, a website will eventually generate targeted traffic and perform more successfully on the web.

Saturday, January 2, 2021

How Should I Choose a Credit Card?

How should I choose a credit card? This could be a common question running through your mind when you're thinking about owning the best credit card. You will come across companies that offer a variety of rates and policies, but still feel confused about selecting the perfect card. Some people choose a credit card because it was recommended to them or they like the benefits that come with the card. You can also make lots of mistakes when you're searching for the ideal card. The process can be overwhelming for you to choose the credit card that fits your criteria.

Let's take a look at a few steps that you can follow to choose a credit card wisely.

1. Credit Score

First, check your credit score and history to have a better understanding of your credit situation. Keep in mind you won't have a credit score if you've never used credit. You begin the process of building your credit score by opening your first line of credit, such as a credit card.

It's much easier for you to be approved for a credit card if you have a high credit score. So, make sure you check your credit score to ensure your number is accurate. If your score is low, check your credit report to learn if there is a problem and how you can improve your score.

2. What Are Their Fees?

Does the credit card company charge high fees? Credit cards that provide lots of perks are known to have higher fees, so make sure you find out when you're looking for the right one. Some common credit card perks include purchase protection, price protection, cell phone protection, travel accident insurance, luggage protection, and so much more.

3. Credit Limit

Make sure you consider the credit limit. If you're a first-time credit cardholder, you should have a low credit limit instead of owning one that's too high.

Which One Will You Keep in Your Wallet?

Learn about your options and take the time to figure out which credit cards are the most suitable for your spending and personal financial goals.

Friday, January 1, 2021

Why Should You Use Credit Cards Instead of Debit Cards?

Should you get a credit card or a debit card for your personal needs? Millions of people gravitate towards credit cards, while others will opt for a debit card. You could be wondering which one will be more beneficial to you when you're making purchases or to manage your daily expenses. Choosing a card should not be so difficult or overwhelming for you. Here are a few key differences between credit cards and debit cards.

Easier Budgeting and Spending

Are you an impulsive shopper, struggling to control your spending habits? You may find it easier to stick to your budget when you use a debit card. Debit cards are extremely beneficial because they prevent you from overspending. With a debit card, you 'll know exactly how much money you have in your account and how much you can afford to spend. This is a key advantage that allows you to spend more responsibly and avoid going into debt.

High Interest Rates and Fees

You should be aware that there are only a few fees involved when you use a debit card. On the other hand, you will have to deal with credit card fees that may include late payment charges, returned payment fees, foreign transaction fees etc. Since a credit card is a short term loan, you will have to repay the loan with interest. For this reason, if you're shopping for a loan, you should be aware of your credit card's APR rate, which means annual percentage rate. Keep in mind, a credit card with a high interest rate can become expensive if you're not paying off your balance.

Consider Both Pros and Cons

Be sure to consider both pros and cons when you're trying to figure out if you should get a debit or credit card. You need to decide which card is more suitable for your lifestyle and allows you to have fewer issues.