How to Cope With Your Unpaid Medical Debt

Will your unpaid medical debt go away over time? Perhaps not. According to research, more than 23% of Americans currently have unpaid medical bills. Even if you have health insurance, there is a possibility that you could end up with medical debt that creates an ongoing burden for you. You can have substantial medical debt if you have a serious medical diagnosis that is not covered by your insurance or have to pay hidden medical costs.

You can feel overwhelmed if you’re struggling to pay off your medical debt. If you’re dealing with this problem, here’s what you can do.

Review

Are the charges on your hospital bill accurate? It is common for physicians or nurses to make billing mistakes. Always take the time to check your medical expenses to determine that you were accurately charged for medical services. You also need to check for duplicate billing, unauthorized charges, or possible errors. Do not hesitate to contact your medical provider once you identify an issue with your bills.

Medical Bill Arrangements

Can you make medical bill arrangements with your medical provider? Consider setting up a payment plan to pay off your medical expenses. You can opt for a payment plan that allows you to make equal payments over a few months. You must also opt for a payment plan with minimal or no interest. Use this strategy if you’re unable to pay off all your bills in one payment.

Don’t Ignore Medical Bills

Always pay close attention to all your medical expenses. These can consist of expenses accumulated from a hospital, dentist, and other health-related services.

Financial Assistance

You can get harassing phone calls from debt collectors if you fail to pay off unpaid medical bills. That is why your mounting debts should not be ignored. With millions of Americans amassing billions of dollars in medical debt, you need to learn how you can keep up with your payments.

Paying off your debt does not have to become a monumental challenge. Fortunately, there are debt relief counselors that you can consult with to learn how you can minimize your financial struggle.

A team of professionals is available to help you cope with the stress of dealing with angry debt collectors. Contact our National Debt Relief Service to settle your unpaid medical bills. Get a debt settlement that can make your life easier today!

How to Prevent a Heart Attack

A heart attack occurs when the supply of blood flow from the coronary artery to the heart is blocked, and this causes injury to the heart muscle. The symptoms of a heart attack involves sudden chest pains and pressure, heartburn, nausea, difficulty breathing and fatigue. In order to reduce the risks, we have to focus on factors that may cause a heart attack. Heart attacks are commonly caused by high cholesterol, smoking, high blood pressure, and excessive stress. You can also pay more attention to your diet by including foods that are nourishing to the heart such as onions, dark green vegetables, cayenne pepper, essential fatty aids and garlic.

Coenzyme Q10 (CoQ10)

Many doctors these days are strongly recommending Coq10 which help prevent heart attacks and is also known to strengthen the heart. It is best to check with your physician to find out the right dose of coq 10 you should be taking.

Magnesium

In addition, introduce other supplements in your diet such as magnesium. Magnesium is very essential since it is known for relaxing heart muscles, minimizing heart problems, and providing overall heart health.

Grand Rapids Issues Boil Water Advisory After Water Main Break

After a water break, Grand Rapids residents should be aware of a boil water advisory for more than 20,000 homes and businesses. Watch this video for more information from 13 On Your Side youtube channel.

Here's Why you Need Audiobooks for your Child’s Healthy Intellectual Development

While they are growing up, kids should be exposed to a variety of educational materials to improve their intellect. Parents who have a difficult time getting a child to read should take advantage of the many benefits of audio books. Below are some of the skills that a child will obtain from listening to an audio book.

Parents with busy schedules may not always have the time to read to their child at bedtime. An audio book is a great alternative that fills a child with enthusiasm while he or she falls asleep. The voice of the audio is soft, smooth, and increases the listening and imagination skills of a child.

Children who listen to audio books will also be more interested in reading. Since children love to watch television, listening to audio books with their favorite cartoon characters is a good technique that will inspire them to pick up a book. Kids with difficulty understanding or pronouncing words will learn new vocabulary. As they develop listening skills with their audio books, their vocabulary will also improve.

Entertaining audio books are narrated by professional actors that hold the attention of children. In addition to buying educational toys, audio books are also an excellent choice.

Simple Tips: Fun Fitness Games for Kids

Lack of physical activity and over-indulgence of the wrong foods are major causes of obesity in children. Fitness games for kids keep their bodies in shape, and their minds more active. Below are examples of simple games that children will enjoy in their free time.

Jump rope is a great way for a kid to burn extra calories. This is a fun activity that kids can play alone or with a group of friends. Kids are hyperactive and will enjoy jumping around.

One fun fitness game for kids is cycling. With this activity, your child can exercise his leg muscles while using a lot of energy to cycle. However, it is advised that kids should be supervised when they engage in this activity to prevent accidents.

Playing soccer is another fun activity that requires a lot of energy. The heart muscles and other body muscles are improved when kids are playing soccer. Motivating a child to play soccer is a good way to keep him or her interested in trying something new. Introducing your child to various fitness games is very important. It is your duty to make sure your kids engage in regular exercise routines during the week.

How to Save Money on Groceries

Today we’re going to discuss how to save money on groceries. With the high food prices, it makes sense for you to follow strategic steps to save money on grocery costs. Here’s how you can cut back on your shopping bills.

The first step to saving money on groceries is to make a shopping list. Shoppers tend to spend too much money when they don’t have a shopping list and choose more food items they intend to buy. A grocery list makes it easier for you to stick to your budget.

The next step to save money on groceries is to plan your meals each week. This strategy prevents you from spending money you don’t need. Create a list of foods and snacks you need each week to avoid making impulse purchases.

Next tip, avoid large crowds. You can feel overwhelmed in a crowded or busy grocery store. Large crowds make it more difficult for you to save money on food brand items, which makes it easier for you to spend beyond your budget.

The next strategy is not to shop with family members. Shopping with family members or young children may cause you to buy something on impulse. You can avoid the costly risks of overspending by shopping alone.

Don’t forget to shop online to save money on groceries. Shopping online gives you the convenience of easily comparing prices across different stores, finding discounts, and helping you to experience a no-pressure sales experience. By shopping online, you also have the convenience to avoid large crowds and get same-day delivery.

Jump Rope's are Not Just for Little Girls!

The jump rope has served a multipurpose role in the lives of children and adults across the world. There are many benefits to be reaped from using the jump rope as a training tool. Here are a few reasons why you should add a jump rope to your arsenal of workout equipment.

Serves as a great exercise option for shedding those unwanted pounds.

Meeting your fitness goals doesn’t have to be limited to performing exercises at the gym. You can get a full body workout with a jump rope. Shedding one pound will require you to burn 3,500 calories. Depending on the rate at which you’re seeking to release weight, it can take you anywhere from one week to a month to shed one pound. If your fitness goal is centered upon shedding five pounds in 25 days, you’ll have to burn 700 calories per day. To maximize your results, you’ll have to combine your jump rope exercises with a healthy eating lifestyle. Jumping rope for 30 minutes a day for a 25-day period will help you burn close to 300 calories, while cutting out 400 calories from your diet will help you reach your 700 daily caloric burn.

Helps remove toxins from your body.

Jumping rope plays a fundamental role in maintaining a healthy lymphatic system. This system gets rids of waste and toxins from your body and works through the expansion and contraction of your muscles as you move your body. The up and down movements made during a jump rope exercise are ideal for kicking this part of your body into motion.

Gives you the freedom to exercise anywhere.

You can transform any outdoor setting into your personal gym. The portability of the jump rope makes it easy for you to carry to work or on vacation. After work you can head to the park and jump rope. Or if you’re on vacation, you can go to an open space that’s conducive to jumping rope. Having a jump rope in your possession at all times can significantly increase your motivation to exercise. There’s no need to be concerned about having to exercise in tight spaces, or driving to the gym to wait on the next available exercise machine.

Allows you to exercise on a small budget. There’s no need for you to break the bank with this form of exercising. Some jump ropes are available for less than $10. Start off with a lightweight rope with plastic beads. Jump ropes that are priced higher than $10 may be weighted or speed ropes. Such ropes are not necessary when you’re now starting out. Once you’ve developed your jump rope skills, you can upgrade to these types of ropes.

Increases your desire to perform different exercises. There are multiple exercises you can perform with a jump rope, so there’s no reason for you to get bored. Some of these include the side to side, double criss-cross feet, rope swing, double hops, heel to toe, high knees, one foot hops, scissors, running on the spot, forward and backward, butt kicks, and two at a time. You can also increase your creativity by incorporating tricks and variations such as release, bell, straddle, and full turn into your routine. Follow The Park Club on Twitter for great gym workout and health tips.